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Release: Australia · Updated: 2026-03-12 · Official documentation · View source

Investigate Mastercard dispute

The Investigate stage displays the dispute tasks related to investigating the Mastercard transaction.

The Investigate stage of the disputed transaction includes the following tasks:

TaskDescription
Report fraud to card networkUsed to report fraud to the card network. This task is displayed when the dispute category is Fraud.
Make a decision on chargeback, write off, or transaction denialTask for a recovery option and choose whether to pursue chargeback for a transaction.
Alert merchant regarding disputeTask to review merchant response regarding the dispute. The merchant can choose to resolve the disputed transaction or decline to resolve the dispute.
Investigate the disputeTask to investigate the transaction and decide whether to pursue chargeback or end the life cycle for the transaction.
TaskDescription
Issue provisional creditTask to provide provisional credit for transaction that qualifies for Immediate provisional credit.
Provide final credit to customerTask to issue final credit if the policy is Immediate final credit for the transaction.
Reverse provisional creditTask to reverse the temporary credit issued by the bank to the card holder.
Convert provisional credit to final creditTask to convert the provisional credit that was issued previously to the cardholder.
Issue final credit and write offAction to issue final credit and write off. If Yes, provide final credit to the cardholder and the dispute life cycle ends. If No, no credit is given and the dispute life cycle ends.

If the chargeback eligibility rules are evaluated as ineligible and Pursue chargeback is set to Yes, the system triggers an approval request for the dispute manager. The manager reviews the approval task and can select Approve to proceed further or Reject to return to the investigation task. After the manager approves, the dispute agent proceeds with the dispute case.

Parent Topic:Processing a Mastercard dispute